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Health Insurance in United Kingdom

NHS healthcare available, but comprehensive insurance recommended

Minimum Coverage Cost

IHS: £470/year

Health Insurance Overview

International students in the UK have access to NHS healthcare through the Immigration Health Surcharge (IHS). However, many students choose additional private insurance for enhanced coverage and faster access to services.

Requirements & Guidelines

Mandatory Requirements

  • Pay Immigration Health Surcharge (IHS) for NHS access
  • Consider private insurance for enhanced coverage
  • Keep NHS number and cards accessible
  • Register with local GP practice

Helpful Tips

  • Understand NHS services vs private healthcare
  • Register with a local GP immediately
  • Consider dental and optical coverage
  • Keep receipts for insurance claims

Recommended Insurance Providers in United Kingdom

Bupa UK logo

Bupa UK

0330 134 6000

Leading UK private health insurance provider with student-specific plans.

Available Plans

Student Essential

£25/month

Basic private healthcare cover

Student Complete

£45/month

Comprehensive private healthcare

Key Benefits

Private consultations
Fast track treatment
Mental health support
24/7 helpline

How to Compare Insurance Plans

Consider these factors when choosing the right health insurance plan

Cost Considerations

  • • Monthly premiums
  • • Deductibles and co-pays
  • • Coverage limits
  • • Additional fees

Coverage Details

  • • Hospital treatments
  • • Specialist consultations
  • • Emergency services
  • • Mental health support

Service Quality

  • • Network of providers
  • • Claim processing time
  • • Customer service
  • • Online portal access

Need Help with Health Insurance?

Our experts can help you understand insurance requirements and choose the best coverage for studying in United Kingdom.

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