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Health Insurance in Australia

Overseas Student Health Cover (OSHC) is mandatory for all international students

Minimum Coverage Cost

$600-$700 per year

Health Insurance Overview

Australia requires all international students to have Overseas Student Health Cover (OSHC) for the entire duration of their stay. OSHC helps cover the cost of medical and hospital care that international students may need while in Australia.

Requirements & Guidelines

Mandatory Requirements

  • Coverage must be maintained for entire visa duration
  • Must meet minimum OSHC requirements
  • Required for student visa application
  • Coverage must start before arrival in Australia

Helpful Tips

  • Compare different providers for best value
  • Consider additional extras coverage if needed
  • Keep your OSHC card with you at all times
  • Understand waiting periods for certain treatments

Recommended Insurance Providers in Australia

Medibank logo

Medibank

13 26 75

One of Australia's leading health insurance providers with comprehensive OSHC coverage.

Available Plans

OSHC Basic

$598/year

Basic hospital and medical coverage

OSHC Plus

$798/year

Enhanced coverage with extras

Key Benefits

Hospital cover
Medical services
Emergency ambulance
PBS pharmaceuticals
BUPA Australia logo

BUPA Australia

134 135

Global health insurance provider offering comprehensive OSHC plans for international students.

Available Plans

OSHC Basic

$610/year

Essential medical and hospital cover

OSHC Enhanced

$850/year

Comprehensive coverage with dental

Key Benefits

Hospital treatment
Medical services
Ambulance cover
Mental health support
Allianz Care Australia logo

Allianz Care Australia

1800 147 147

International health insurance specialist with tailored OSHC solutions.

Available Plans

OSHC Standard

$625/year

Standard OSHC requirements

OSHC Premium

$900/year

Extended coverage with wellness benefits

Key Benefits

Medical treatments
Hospital cover
Emergency services
Health screenings

How to Compare Insurance Plans

Consider these factors when choosing the right health insurance plan

Cost Considerations

  • • Monthly premiums
  • • Deductibles and co-pays
  • • Coverage limits
  • • Additional fees

Coverage Details

  • • Hospital treatments
  • • Specialist consultations
  • • Emergency services
  • • Mental health support

Service Quality

  • • Network of providers
  • • Claim processing time
  • • Customer service
  • • Online portal access

Need Help with Health Insurance?

Our experts can help you understand insurance requirements and choose the best coverage for studying in Australia.

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