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Health Insurance for International Students

Ensure your health and wellbeing while studying abroad. Explore health insurance requirements and providers for international students in different countries.

Why Health Insurance Matters

Health insurance is not just a requirement—it's your safety net for unexpected medical expenses

Protection

Protect yourself from high medical costs and unexpected health emergencies

Visa Requirement

Many countries require proof of health insurance for student visa applications

Peace of Mind

Focus on your studies without worrying about healthcare accessibility

24/7 Support

Access to emergency services and medical assistance whenever needed

Health Insurance by Country

Select a country to learn about health insurance requirements and available providers

🇦🇺

Australia

Overseas Student Health Cover (OSHC) is mandatory for all international students

Mandatory OSHC

Top Providers:

Medibank
BUPA Australia
Allianz Care
+1 more providers
View Providers →
🇳🇿

New Zealand

Health insurance is required for students studying longer than 6 months

Required for 6+ months

Top Providers:

Southern Cross
Orbit Protect
StudentSafe
+1 more providers
View Providers →
🇨🇦

Canada

Provincial health insurance coverage varies; additional coverage recommended

Provincial + Additional

Top Providers:

Guard.me
TuGo
Blue Cross
+1 more providers
View Providers →
🇬🇧

UK

NHS healthcare available, but private insurance recommended for comprehensive coverage

NHS + Private Optional

Top Providers:

Bupa
AXA
Aviva
+1 more providers
View Providers →
🇩🇪

Germany

Health insurance is mandatory for all students in Germany

Mandatory Coverage

Top Providers:

TK
AOK
Barmer
+1 more providers
View Providers →
🇨🇳

China

Basic medical insurance required; comprehensive coverage recommended

Basic + Comprehensive

Top Providers:

PICC
China Life
Ping An
+1 more providers
View Providers →
🇯🇵

Japan

National Health Insurance (NHI) is mandatory for all residents

Mandatory NHI

Top Providers:

National Health Insurance
JEES Insurance
Care Next
+1 more providers
View Providers →
🇰🇷

South Korea

National Health Insurance mandatory for students staying over 6 months

NHI for 6+ months

Top Providers:

National Health Insurance
Samsung Fire
Hyundai Marine
+1 more providers
View Providers →
🇭🇷

Croatia

European Health Insurance Card (EHIC) or private insurance required

EHIC or Private

Top Providers:

Croatia Osiguranje
Allianz
Wiener Städtische
+1 more providers
View Providers →
🇷🇴

Romania

Health insurance mandatory for all international students

Mandatory Coverage

Top Providers:

Regina Maria
Medicover
Sanador
+1 more providers
View Providers →
🇵🇱

Poland

Health insurance required; EU students can use EHIC

Required (EHIC for EU)

Top Providers:

PZU
Warta
Ergo Hestia
+1 more providers
View Providers →
🇮🇹

Italy

Health insurance mandatory; EU students can use EHIC

Mandatory (EHIC for EU)

Top Providers:

Generali
UniSalute
BUPA Italia
+1 more providers
View Providers →
🇭🇺

Hungary

Health insurance required for all international students

Required Coverage

Top Providers:

OTP Egészségpénztár
MediCover
Signal Iduna
+1 more providers
View Providers →
🇦🇹

Austria

Health insurance mandatory; EU students can use EHIC initially

Mandatory (EHIC Initial)

Top Providers:

Wiener Städtische
Generali
Merkur
+1 more providers
View Providers →
🇧🇪

Belgium

Health insurance mandatory; EU students can use EHIC

Mandatory (EHIC for EU)

Top Providers:

Mutualités Libres
Partenamut
Solidaris
+1 more providers
View Providers →

Types of Health Coverage

Understanding different types of health insurance coverage available to international students

Basic Coverage

Essential medical services including doctor visits, emergency care, and basic treatments.

  • • Emergency medical care
  • • General practitioner visits
  • • Basic diagnostic tests

Comprehensive Coverage

Extended coverage including specialist care, mental health services, and preventive care.

  • • Specialist consultations
  • • Mental health services
  • • Preventive care

Premium Coverage

Top-tier coverage including dental, vision, and additional wellness benefits.

  • • Dental and vision care
  • • Alternative therapies
  • • Wellness programs

How to Choose the Right Insurance

1

Assess Your Needs

Consider your health history, planned activities, and the healthcare system of your destination country.

2

Compare Plans

Review coverage options, deductibles, co-payments, and network providers to find the best fit.

3

Check Requirements

Ensure your chosen plan meets visa requirements and university guidelines for your destination.

Need Help Choosing Health Insurance?

Our experts can help you understand health insurance requirements and find the best coverage for your study abroad destination.

Get Expert Guidance
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